# Lending & Borrowing To view the real-time parameters, please visit the following link: ### Token Parameters

Asset	Collateral/ Borrowable	LTV	Supply Cap	Borrow Cap Ceiling
SUI	Yes/Yes	75%	55,000,000	80%
USDT	Yes/Yes	80%	10,000,000	90%
Wormhole USDC	Yes/Yes	80%	10,000,000	90%
WETH	Yes/Yes	75%	2,000	90%
Cetus	Yes/Yes	50%	12,000,00	60%
vSUI	Yes/Yes	75%	15,000,000	85%
haSUI	Yes/Yes	75%	40,000,000	80%
NAVX	Yes/Yes	45%	200,000,000	12%
WBTC	Yes/Yes	40%	30	70%
AUSD	Yes/Yes	80%	2,500,000	90%
USDC	Yes/Yes	80%	120,000,000	96%
FDUSD	Yes/Yes	70%	2,000,000	90%
USDY	Yes/Yes	70%	10,000,000	90%
suiETH	Yes/Yes	75%	8,500	90%
NS	Yes/Yes	47%	45,000,000	60%
stBTC	Yes/Yes	50%	10	50%
BLUE	Yes/Yes	40%	7,000,000	60%
BUCK	Yes/Yes	70%	25,000,000	85%
suiUSDT	Yes/Yes	80%	30,000,000	96%
DEEP	Yes/Yes	47%	350,000,000	70%
stSUI	Yes/Yes	70%	500,000	30%
LBTC	Yes/Yes	60%	750	70%
suiBTC	Yes/Yes	60%	650	20%
WAL	Yes/Yes	60%	120,000,000	50%
SOL	Yes/Yes	60%	10,000	60%
HAEDAL	Yes/Yes	50%	30,000,000	50%
XBTC	Yes/Yes	67%	600	70%
IKA	Yes/Yes	30%	200,000,000	60%
EnzoBTC	Yes/No	50%	550	0%
MBTC	Yes/No	55%	300	0%
YBTC.B	Yes/No	40%	70	0%
XAUM	Yes/Yes	50%	1,000	80%
WBTC(Layer0)	Yes/Yes	55%	100	60%
suiUSDe	Yes/Yes	75%	10,000,000	92%

### Token Contract Address Asset Id: 0 SUI: 0x2::sui::SUI 1. USD Coin (Portal from Ethereum):\ 0x5d4b302506645c37ff133b98c4b50a5ae14841659738d6d733d59d0d217a93bf:coin:COIN 2. USDT (Portal from Ethereum): 0xc060006111016b8a020ad5b33834984a437aaa7d3c74c18e09a95d48aceab08c:coin:COIN 3. WETH 0xaf8cd5edc19c4512f4259f0bee101a40d41ebed738ade5874359610ef8eeced5::coin::COIN 4. CETUS 0x06864a6f921804860930db6ddbe2e16acdf8504495ea7481637a1c8b9a8fe54b::cetus::CETUS 5. voloSUI 0x549e8b69270defbfafd4f94e17ec44cdbdd99820b33bda2278dea3b9a32d3f55::cert::CERT 6. haSUI 0xbde4ba4c2e274a60ce15c1cfff9e5c42e41654ac8b6d906a57efa4bd3c29f47d::hasui::HASUI 7. NAVX\ 0xa99b8952d4f7d947ea77fe0ecdcc9e5fc0bcab2841d6e2a5aa00c3044e5544b5::navx::NAVX 8. WBTC 0x027792d9fed7f9844eb4839566001bb6f6cb4804f66aa2da6fe1ee242d896881:coin:COIN 9. AUSD 0x2053d08c1e2bd02791056171aab0fd12bd7cd7efad2ab8f6b9c8902f14df2ff2::ausd::AUSD 10. USDC 0xdba34672e30cb065b1f93e3ab55318768fd6fef66c15942c9f7cb846e2f900e7::usdc::USDC 11. suiETH 0xd0e89b2af5e4910726fbcd8b8dd37bb79b29e5f83f7491bca830e94f7f226d29::eth::ETH 12. USDY 0x960b531667636f39e85867775f52f6b1f220a058c4de786905bdf761e06a56bb::usdy::USDY 13. NS 0x5145494a5f5100e645e4b0aa950fa6b68f614e8c59e17bc5ded3495123a79178::ns::NS 14. stBTC 0x5f496ed5d9d045c5b788dc1bb85f54100f2ede11e46f6a232c29daada4c5bdb6:coin:COIN 15. DEEP 0xdeeb7a4662eec9f2f3def03fb937a663dddaa2e215b8078a284d026b7946c270::deep::DEEP 16. FDUSD 0xf16e6b723f242ec745dfd7634ad072c42d5c1d9ac9d62a39c381303eaa57693a::fdusd::FDUSD 17. BLUE 0xe1b45a0e641b9955a20aa0ad1c1f4ad86aad8afb07296d4085e349a50e90bdca::blue::BLUE 18. BUCK 0xce7ff77a83ea0cb6fd39bd8748e2ec89a3f41e8efdc3f4eb123e0ca37b184db2::buck::BUCK 19. suiUSDT 0x375f70cf2ae4c00bf37117d0c85a2c71545e6ee05c4a5c7d282cd66a4504b068::usdt::USDT 20. stSUI 0xd1b72982e40348d069bb1ff701e634c117bb5f741f44dff91e472d3b01461e55::stsui::STSUI 21. suiBTC 0xaafb102dd0902f5055cadecd687fb5b71ca82ef0e0285d90afde828ec58ca96b::btc::BTC 22. SOL 0xb7844e289a8410e50fb3ca48d69eb9cf29e27d223ef90353fe1bd8e27ff8f3f8:coin:COIN 23. LBTC 0x3e8e9423d80e1774a7ca128fccd8bf5f1f7753be658c5e645929037f7c819040::lbtc::LBTC 24. WAL 0x356a26eb9e012a68958082340d4c4116e7f55615cf27affcff209cf0ae544f59::wal::WAL 25. HAEDAL\ 0x3a304c7feba2d819ea57c3542d68439ca2c386ba02159c740f7b406e592c62ea::haedal::HAEDAL 26. XBTC\ 0x876a4b7bce8aeaef60464c11f4026903e9afacab79b9b142686158aa86560b50::xbtc::XBTC 27. IKA\ 0x7262fb2f7a3a14c888c438a3cd9b912469a58cf60f367352c46584262e8299aa::ika::IKA 28. EnzoBTC\ 0x8f2b5eb696ed88b71fea398d330bccfa52f6e2a5a8e1ac6180fcb25c6de42ebc::coin:COIN 29. MBTC\ 0xd1a91b46bd6d966b62686263609074ad16cfdffc63c31a4775870a2d54d20c6b::mbtc::MBTC 30. YBTC.B\ 0xa03ab7eee2c8e97111977b77374eaf6324ba617e7027382228350db08469189e::ybtc::YBTC 31. XAUM\ 0x9d297676e7a4b771ab023291377b2adfaa4938fb9080b8d12430e4b108b836a9::xaum::XAUM 32. WBTC\ 0x0041f9f9344cac094454cd574e333c4fdb132d7bcc9379bcd4aab485b2a63942::wbtc::WBTC 33. suiUSDe 0x41d587e5336f1c86cad50d38a7136db99333bb9bda91cea4ba69115defeb1402::sui\_usde::SUI\_USDE
## Borrow APY

Asset	Optimal Utilization	Base Interest	Multiplier	Jump_multiplier
SUI	70%	0%	15%	300%
USDT	85%	5%	9%	500%
Wormhole USDC	85%	5%	9%	500%
WETH	75%	0%	5.33%	320%
Cetus	50%	0%	40%	320%
vSUI	75%	0%	13.33%	320%
haSUI	70%	0%	15%	320%
NAVX	10%	0%	80%	1000%
WBTC	50%	0%	8%	600%
AUSD	80%	5%	10%	550%
USDC	90%	4.5%	8%	450%
FDUSD	85%	5%	9%	500%
USDY	85%	5%	9%	500%
suiETH	75%	0%	8%	320%
NS	50%	10%	40%	300%
stBTC	50%	0%	8%	600%
BLUE	30%	0%	60%	800%
BUCK	80%	5%	10%	550%
suiUSDT	90%	4.5%	8%	450%
DEEP	70%	10%	68%	1000%
stSUI	75%	0%	13.33%	320%
LBTC	50%	0%	8%	600%
suiBTC	80%	0%	2%	600%
WAL	70%	20%	54.3%	600%
SOL	80%	6%	23.75%	1475%
HAEDAL	20%	30%	80%	350%
XBTC	80%	0%	2%	400%
IKA	30%	10%	140%	1200%
EnzoBTC	50%	0%	8%	600%
MBTC	50%	0%	8%	600%
YBTC.B	50%	0%	8%	600%
XAUM	60%	8%	20%	600%
WBTC(Layer0)	80%	0%	0.63%	600%
suiUSDe	90%	4.5%	4%	1600%

## Risk parameters

Asset	Liq. Threshold	Liquidation Bonus	Reserve Factor
SUI	80%	10%	20%
USDT	75%	5%	20%
Wormhole USDC	85%	8%	30%
WETH	80%	10%	20%
Cetus	55%	10%	30%
vSUI	80%	10%	20%
haSUI	80%	10%	20%
NAVX	55%	5%	20%
WBTC	45%	10%	20%
AUSD	85%	10%	30%
USDC	85%	8%	20%
FDUSD	75%	10%	25%
USDY	75%	8%	25%
suiETH	80%	10%	20%
NS	50%	10%	30%
stBTC	60%	10%	98%
BLUE	45%	10%	30%
BUCK	75%	10%	30%
suiUSDT	85%	8%	20%
DEEP	50%	10%	30%
stSUI	75%	10%	20%
LBTC	65%	10%	30%
suiBTC	65%	10%	30%
WAL	65%	10%	30%
SOL	65%	10%	30%
HAEDAL	55%	10%	30%
XBTC	70%	10%	30%
IKA	35%	10%	50%
EnzoBTC	60%	10%	30%
MBTC	65%	10%	30%
YBTC.B	45%	10%	30%
XAUM	60%	10%	30%
WBTC(Layer0)	65%	15%	50%
suiUSDe	80%	10%	20%

**Plateform Fees Structure:** * 10% of liquidation incentives {% hint style="info" %} When a user has reached its liquidation threshold, **up to 35%** (in terms of market value) of the total supply asset is sold to the liquidator at a discounted price to repay a portion of the loan. {% endhint %} --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://naviprotocol.gitbook.io/navi-protocol-docs/parameters/lending-and-borrowing.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.