# Create E-Mode Borrowing

**E-Mode** is designed to increase capital efficiency when the collateral and borrowed assets are highly correlated.

On NAVI, E-Mode is structured as a one-asset-to-one-asset pair, offering enhanced borrowing conditions compared to standard markets. When enabled, borrowers benefit from:

* Higher **Maximum Loan-to-Value (Max LTV)**
* Higher **Liquidation Threshold**
* Optimized **Liquidation Penalty**

These improved parameters allow users to borrow more efficiently while maintaining controlled risk exposure.

### How to Create an E-Mode Position

To manually create an E-Mode position:

* Go to the Lending page.
* Click the “E-Mode” button.
* Select the borrow asset and corresponding collateral asset and click 'Enable'.

<figure><img src="/files/9TGZwvPZEhNnGlnbXSaN" alt="" width="375"><figcaption></figcaption></figure>

* Enter the amount you want to supply as collateral. You can choose to use assets from your wallet or assets you’ve already supplied. Note: Moving supplied assets into E-Mode may affect the health factor of that market.

<figure><img src="/files/pQrJ94yZJ2Wg5jKsN5W4" alt="" width="375"><figcaption></figcaption></figure>

* Enter the amount you want to borrow, review the transaction details and then confirm the to proceed.

Once created, the E-Mode position will be managed separately from other market positions.

### How to Enable E-Mode when Supplying

You can supply assets directly to E-Mode from the normal flow.

* Click the “Supply to” dropdown to choose where your assets will go — either the market or E-Mode.

<figure><img src="/files/zaiIxyNLk6DAiVRyEYAE" alt="" width="375"><figcaption></figcaption></figure>

### Can I enable more than one E-Mode?

Yes. You can activate multiple E-Mode pairs (e.g., SUI–vSUI and SUI–haSUI). Each pair functions independently.

### Does liquidation in E-Mode affect my other positions?

No. E-Mode positions are treated as independent positions.

* Liquidation in an E-Mode position does not affect your main market positions.
* Each E-Mode pair operates independently.

For example: If you hold a position in the main market and another in a specific E-Mode pair, liquidation in one will not impact the other.

### What E-Mode pairs are available?

Please see [Protocol Parameters E-Mode](https://naviprotocol.gitbook.io/navi-protocol-docs/parameters/e-mode) to view the latest supported pairs.


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