Create E-Mode Borrowing

Coming Soon

E-Mode is designed to increase capital efficiency when the collateral and borrowed assets are highly correlated.

On NAVI, E-Mode is structured as a one-asset-to-one-asset pair, offering enhanced borrowing conditions compared to standard markets. When enabled, borrowers benefit from:

• Higher Maximum Loan-to-Value (Max LTV)

• Higher Liquidation Threshold

• Optimized Liquidation Penalty

These improved parameters allow users to borrow more efficiently while maintaining controlled risk exposure.

How to Create an E-Mode Position

To manually create an E-Mode position:

• Go to the Lending page.

• Click the “E-Mode” button.

• Select the borrow asset and corresponding collateral asset and click 'Enable'.

• Enter the amount you want to supply as collateral. You can choose to use assets from your wallet or assets you’ve already supplied. Note: Moving supplied assets into E-Mode may affect the health factor of that market.

• Enter the amount you want to borrow, review the transaction details and then confirm the to proceed.

Once created, the E-Mode position will be managed separately from other market positions.

How to Enable E-Mode when Supplying

You can supply assets directly to E-Mode from the normal flow.

• Click the “Supply to” dropdown to choose where your assets will go — either the market or E-Mode.

Can I enable more than one E-Mode?

Yes. You can activate multiple E-Mode pairs (e.g., SUI–vSUI and SUI–haSUI). Each pair functions independently.

Does liquidation in E-Mode affect my other positions?

No. E-Mode positions are treated as independent positions.

• Liquidation in an E-Mode position does not affect your main market positions.

• Each E-Mode pair operates independently.

For example: If you hold a position in the main market and another in a specific E-Mode pair, liquidation in one will not impact the other.

What E-Mode pairs are available?

Please see Protocol Parameters E-Mode to view the latest supported pairs.