> For the complete documentation index, see [llms.txt](https://naviprotocol.gitbook.io/navi-protocol-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://naviprotocol.gitbook.io/navi-protocol-docs/user-guides/earn.md). # Earn **NAVI Earn** allows you to access powerful earning strategies through integrated yield products built on NAVI Protocol. **Different Earning vaults** are designed to lower the barrier to yield farming. Instead of managing complex strategies manually, you can deposit your tokens into a vault, and the protocol automatically deploys your funds into predefined yield farming strategies on your behalf.
Users can deposit assets into specialized vaults that handle everything from cross-market lending to leveraged arbitrage and ecosystem-wide yield aggregation. ### :magic\_wand: Three Types of Earning Vaults To meet different risk appetites and return goals, NAVI offers three distinct vault categories: 1\. Cross-Market Lending Vault *Best for: Stable, low-risk growth.* This vault acts as a smart liquidity router. It automatically moves your funds between NAVI’s **Main Market** and **Isolated Markets** (like Ember Market) to capture the highest available lending rates at any given time. * **Key Features:** * **Smart Allocation:** Automatically routes your deposits to pools with the smarter returns. * **Auto-Compounding:** Reinvests your interest earnings daily to grow your balance faster. * **Easy Access:** Manage multiple lending markets through a single, simple deposit. * **Warning:** Funds are spread across different pools; high demand in one pool may briefly limit withdrawal speed. #### 2. NAVI Strategy Vaults *Best for: Maximizing rewards on SUI assets.* These vaults execute automated strategies built natively on the NAVI protocol. The most popular strategy is the **vSUI-SUI Looping**, Which uses a structured looping mechanism between paired assets (e.g. vSUI and SUI) to increase capital efficiency. * **How it Works:** * **Proven Looping:** Automatically handles the supply and borrow cycle between paired assets (like vSUI and SUI). * **Auto-Rebalancing:** Constantly monitors your position to keep it at a safe level and avoid liquidation. * **Save on Fees:** Bundles many small steps into one transaction to save you time and Gas. * **Warning:** Strategies depend on asset price stability; significant price gaps (de-pegs) or high borrow costs can impact returns. #### 3. Curated Investment Vaults *Best for: Chasing the highest ecosystem yields.* These are high-reward aggregator vaults that find the best investment opportunities across the entire Sui ecosystem. They are not limited to one protocol and can move capital into various high-performing pools. * **Key Features:** * **Yield Optimization:** Automatically picks the highest-earning verified pools in the ecosystem. * **Partner Integration:** Access premium strategies from trusted protocols and liquidity providers. * **Hands-free Earning:** Our engine handles all the complex moves, rebalancing, and compounding for you. * **Warning:** Involves multiple external protocols which increases smart contract risk; yields vary based on market incentives. ### :rocket: How to Get Started #### How to Deposit (Stake)
Once completed, your funds will be deposited into the Vault and begin generating yield automatically. #### How to Withdraw You can withdraw your position at any time. * Click the “**Withdraw**” button on the vault details page. * Confirm the transaction. If the vault includes an unstaking period, your funds will become withdrawable after the specified time. ### :question: Where can I see my position details? You can track your real-time performance and activity history directly on the NAVI **Portfolio page** or **Vault details page**. Additionally, since some **Curated Investment Vaults** products are powered by Volo, you can also visit the [Volo platform](https://www.volosui.com/vaults) to check your positions. ### :question: Are there any fees?? To maintain the automated infrastructure, some strategies may charge a small management or performance fee (usually taken from the profits, not your principal). Please refer to the specific Fees details on **Vault Details** page for the current fee structure. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://naviprotocol.gitbook.io/navi-protocol-docs/user-guides/earn.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.