> For the complete documentation index, see [llms.txt](https://naviprotocol.gitbook.io/navi-protocol-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://naviprotocol.gitbook.io/navi-protocol-docs/user-guides/earn.md).

# Earn

**NAVI Earn** allows you to access powerful earning strategies through integrated yield products built on NAVI Protocol.

**Different Earning vaults** are designed to lower the barrier to yield farming. Instead of managing complex strategies manually, you can deposit your tokens into a vault, and the protocol automatically deploys your funds into predefined yield farming strategies on your behalf.

<figure><img src="/files/Azq7TKP70YS90k9tGPGL" alt=""><figcaption></figcaption></figure>

Users can deposit assets into specialized vaults that handle everything from cross-market lending to leveraged arbitrage and ecosystem-wide yield aggregation.

### :magic\_wand: Three Types of Earning Vaults

To meet different risk appetites and return goals, NAVI offers three distinct vault categories:

<figure><img src="/files/WgxbaR5LnobQ4jpD030h" alt=""><figcaption></figcaption></figure>

1\. Cross-Market Lending Vault

*Best for: Stable, low-risk growth.* This vault acts as a smart liquidity router. It automatically moves your funds between NAVI’s **Main Market** and **Isolated Markets** (like Ember Market) to capture the highest available lending rates at any given time.

* **Key Features:**
  * **Smart Allocation:** Automatically routes your deposits to pools with the smarter returns.
  * **Auto-Compounding:** Reinvests your interest earnings daily to grow your balance faster.
  * **Easy Access:** Manage multiple lending markets through a single, simple deposit.
* **Warning:** Funds are spread across different pools; high demand in one pool may briefly limit withdrawal speed.

#### 2. NAVI Strategy Vaults

*Best for: Maximizing rewards on SUI assets.* These vaults execute automated strategies built natively on the NAVI protocol. The most popular strategy is the **vSUI-SUI Looping**, Which uses a structured looping mechanism between paired assets (e.g. vSUI and SUI) to increase capital efficiency.

* **How it Works:**
  * **Proven Looping:** Automatically handles the supply and borrow cycle between paired assets (like vSUI and SUI).
  * **Auto-Rebalancing:** Constantly monitors your position to keep it at a safe level and avoid liquidation.
  * **Save on Fees:** Bundles many small steps into one transaction to save you time and Gas.
* **Warning:** Strategies depend on asset price stability; significant price gaps (de-pegs) or high borrow costs can impact returns.

#### 3. Curated Investment Vaults

*Best for: Chasing the highest ecosystem yields.* These are high-reward aggregator vaults that find the best investment opportunities across the entire Sui ecosystem. They are not limited to one protocol and can move capital into various high-performing pools.

* **Key Features:**
  * **Yield Optimization:** Automatically picks the highest-earning verified pools in the ecosystem.
  * **Partner Integration:** Access premium strategies from trusted protocols and liquidity providers.
  * **Hands-free Earning:** Our engine handles all the complex moves, rebalancing, and compounding for you.
* **Warning:** Involves multiple external protocols which increases smart contract risk; yields vary based on market incentives.

### :rocket: How to Get Started

#### How to Deposit (Stake)

<figure><img src="/files/mQoBaYQ2Bp8JqHpQW5wE" alt=""><figcaption></figcaption></figure>

Once completed, your funds will be deposited into the Vault and begin generating yield automatically.

#### How to Withdraw

You can withdraw your position at any time.

* Click the “**Withdraw**” button on the vault details page.
* Confirm the transaction.

If the vault includes an unstaking period, your funds will become withdrawable after the specified time.

### :question: Where can I see my position details?

You can track your real-time performance and activity history directly on the NAVI **Portfolio page** or **Vault details page**.&#x20;

Additionally, since some **Curated Investment Vaults** products are powered by Volo, you can also visit the [Volo platform](https://www.volosui.com/vaults) to check your positions.

### :question: Are there any fees??

To maintain the automated infrastructure, some strategies may charge a small management or performance fee (usually taken from the profits, not your principal). Please refer to the specific Fees details on **Vault Details** page for the current fee structure.