> For the complete documentation index, see [llms.txt](https://naviprotocol.gitbook.io/navi-protocol-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://naviprotocol.gitbook.io/navi-protocol-docs/user-guides/earn/prime-vault.md).

# Prime Vault

Curated, risk-isolated lending. Blue-chip collateral, blue-chip terms.

Prime is NAVI's institutional-grade track — isolated markets, published risk, and better terms for quality collateral. On Earn, Prime vaults carry the **Blue-chip** tag.

<figure><img src="https://757519164-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FYTRq6w3DGapKHxfqaA3Z%2Fuploads%2FqWIAgeCfCwq0ZmxmJpa4%2Fimage.png?alt=media&amp;token=5806108c-e219-4b3c-93ab-2baff8f44548" alt=""><figcaption></figcaption></figure>

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### Why isolated markets

In a shared pool, one weak asset drags down terms for everyone. Prime keeps every market separate.

<figure><img src="https://757519164-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FYTRq6w3DGapKHxfqaA3Z%2Fuploads%2FpRoxd4W1Hb2zQx8jkE7r%2Fgitbook1.png?alt=media&amp;token=571feacc-1a1d-4a7a-bcbd-3871376564e0" alt=""><figcaption></figcaption></figure>

Blue-chip pairs earn higher LTV and tighter rates, and your exposure stays contained.

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### Three principles

<table><thead><tr><th width="145">Principle</th><th>What it means for you</th></tr></thead><tbody><tr><td><strong>Isolated Market</strong></td><td>Each market has its own collateral, parameters and risk — no contagion.</td></tr><tr><td><strong>Transparent Risk</strong></td><td>Every market ships a published, auditable risk methodology you can read first.</td></tr><tr><td><strong>Curated Growth</strong></td><td>Markets are managed by a defined risk discipline, tracked onchain.</td></tr></tbody></table>

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### What's in Prime

<table><thead><tr><th width="148">Vault</th><th>Collateral</th><th>LTV</th><th>Borrowable</th></tr></thead><tbody><tr><td><strong>USDC Prime</strong></td><td>SUI, wBTC, vSUI, xBTC</td><td>up to 80%</td><td>USDC</td></tr><tr><td><strong>SUI Prime</strong></td><td>vSUI, haSUI</td><td>83–90%</td><td>SUI</td></tr></tbody></table>

*Collateral sets and parameters are published per market and may expand over time.*

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### Supplying to Prime

Depositing works like any vault (see [Earn](/navi-protocol-docs/user-guides/earn.md)) — open a **Blue-chip** vault, review its published risk methodology, and deposit.

Prime vaults settle withdrawals on a schedule (daily or weekly, shown per vault). This batching is what keeps isolated markets stable.

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### For institutions

Prime gives a mandate what a shared pool never could: a single collateral profile, clearly defined parameters, a published methodology, and exposure that stays contained no matter what happens elsewhere on the protocol.

At launch NAVI curates Prime against a public methodology; over time, curation opens to independent risk teams and allocators. A full Curator Guide is coming.