Lend

Lending on NAVI allows you to supply assets to a shared liquidity pool. When you supply assets, you can:

Your supplied assets generate yield over time, while also increasing your borrowing capacity if you choose to open a loan positio

Visit app.naviprotocol.io to access the NAVI app.
Click “Log In” in the top-right corner to get started.
You can log in easily using your Google account or a SUI-compatible wallet such as Slush or OKX Wallet.

After logging in, click “Supply” on the asset you hold to deposit it.
You can click the asset row to view details such as LTV, collateral value, and liquidation threshold.
Enter the amount (or select Max), review the APY, Health Factor, and gas fee, then click “Confirm.”
Once confirmed, your assets are supplied and begin earning interest immediately.

Liquidity providers earn continuous interest based on market conditions.

Your yield depends on:

Borrow interest payments — Suppliers earn a share of the interest paid by borrowers, influenced by the average borrow rate and the reserve’s utilization rate. Higher utilization generally results in higher yield. Check out Lending & Borrowing to see the borrow interest rate model.
Asset-specific APR — Each asset has its own supply and demand dynamics, and its APR changes over time.

To evaluate trends, review the 30-day average APR and historical data in the asset page.

You can supply any amount, as long as the asset’s supply cap has not been reached.

However, for very small deposits, transaction costs may exceed the expected earnings. Please consider potential fees before supplying small amounts.

To withdraw, click on the “Withdraw” button in “Your Supplies” for the asset you wish to withdraw.
Select the amount to withdraw and submit the transaction.
Be careful, withdrawals may reduce your health factor and increase the risk of liquidation.

Last updated 17 days ago