Supply & Earn

Connect Wallet

Head over to to access our APP.

To interact with NAVI, you will need an SUI-compatible wallet.

Click the ”Connect Wallet” button at the top right corner of the screen and select your preferred wallet.

You can switch between SUI Mainnet and Testnet using the button on the top right corner. Remember to switch your wallet to the corresponding one before connecting.


First, let's go to the dashboard page where you can supply assets and earn yield.

At the “Assets To Supply” list on the left of the page, you can view the available lending markets.

Once the wallet is connected, you can continue to the next step. By clicking the “Supply” button of the asset you owned, you will be able to deposit your assets in the navigational window on the right side. Click the "Details" button, you can view the asset information page.

  • Select the asset that you will want to supply as collateral.

  • Input the amount that you would like to deposit using manual input, max, or the slider.

  • Check the APY, Gas Fee, and Health Factor, then click on confirm to supply.

Check out Supported Assets to get a better understanding of these terms.

Once the transaction is confirmed, your supply is successfully registered and you will begin to earn interest.

How to Calculate My Earnings?

nTokens holders receive continuous earnings that evolve with market conditions based on:

  • The interest rate payment on loans - Suppliers share the interests paid by borrowers corresponding to the average borrow rate times the utilization rate. The higher the utilization of a reserve grows, the higher the yield for suppliers will be. Check out Lending & Borrowing to see the borrow interest rate model in action.

Each asset has its own market of supply and demand with its own APY (Annual Percentage Yield) which evolves with time. We suggest you check the average annual rate over the past 30 days to evaluate the rate evolution. Besides, more historical data can be found on the overview of each asset reserve in the home section of the app.

Is there a minimum or maximum amount to supply?

You can supply any amount you want, there is no minimum or maximum limit. However, it's important to take into account that for small deposits, it is possible that the transaction cost of the process is higher than the expected earnings. It is recommended that you consider this when depositing a small amount.

How do I withdraw?

To withdraw, you need to go to the "Dashboard" section and click on “Withdraw”. Select the amount to withdraw and submit the transaction. Be careful, withdrawals may reduce your health factor and increase the risk of liquidation.

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